{"id":5684,"date":"2019-09-23T15:04:10","date_gmt":"2019-09-23T06:04:10","guid":{"rendered":"http:\/\/nori.company\/?p=5684"},"modified":"2019-09-23T15:04:10","modified_gmt":"2019-09-23T06:04:10","slug":"%eb%b3%b8%ed%9a%8c%ec%9d%98-%ed%86%b5%ea%b3%bc%eb%a7%8c-%eb%82%a8%ea%b2%a8%eb%86%93%ec%9d%80-p2p%ea%b8%88%ec%9c%b5-%ea%b4%80%eb%a0%a8-%ec%b5%9c%ec%b4%88%ec%9d%98-%ec%a0%9c%ec%a0%95%eb%b2%95","status":"publish","type":"post","link":"https:\/\/nori.company\/?p=5684","title":{"rendered":"\ubcf8\ud68c\uc758 \ud1b5\uacfc\ub9cc \ub0a8\uaca8\ub193\uc740 \u2018P2P\uae08\uc735 \uad00\ub828 \ucd5c\ucd08\uc758 \uc81c\uc815\ubc95\u2019 \uc18c\ube44\uc790 \ubcf4\ud638\uc640 \uc0b0\uc5c5 \uc721\uc131 \ubc29\ud5a5\uc131\uc740?"},"content":{"rendered":"
<\/p>\n
‘Startup’s Story Platform\u2019 \"\"<\/p>\n

P2P\uae08\uc735 \uc2dc\uc7a5\uc758 \uaddc\ubaa8\ub294 \ud655\ub300\uc77c\ub85c\ub2e4. \uc804\uc138\uacc4 P2P \ub300\ucd9c \uc2dc\uc7a5\uc740 \ucd5c\uadfc 3\ub144\uc0c8 24\ubc30 \uc131\uc7a5\ud588\uace0, \ub300\ud55c\ubbfc\uad6d\uc740 2016\ub144 \ub9d0 \ucd1d \ub300\ucd9c\uc561 6000\uc5b5\uc6d0\uc5d0\uc11c \uc62c\ud574 7\uc6d4 \uae30\uc900 \uc57d 6\uc870 4000\uc5b5\uc6d0\uc73c\ub85c \uae09\uc99d\ud588\ub2e4.<\/p>\n

\uad6d\ub0b4\uc11c P2P\uae08\uc735 \uad00\ub828 \ucd5c\ucd08\uc758 \uc81c\uc815\ubc95 \ud1b5\uacfc\uac00 \ubaa9\uc804\uc5d0 \ub2e4\uac00\uc654\ub2e4. \u2018\uc628\ub77c\uc778\ud22c\uc790\uc5f0\uacc4\uae08\uc735\uc5c5 \ubc0f \uc774\uc6a9\uc790 \ubcf4\ud638\uc5d0 \uad00\ud55c \ubc95\ub960\uc548\u2019, \u2018\uc628\ub77c\uc778\ub300\ucd9c\uc911\uac1c\uc5c5\uc5d0 \uad00\ud55c \ubc95\ub960\u2019 \ub4f1 P2P\uae08\uc735 \uad00\ub828 3\ubc95\uc774 \uc9c0\ub09c\ud574\ubd80\ud130 \uc2ec\uc0ac\ub418\uc5c8\uace0 8\uc6d4 22\uc77c \ubc95\uc548\uc774 \ucd5c\uc885\uc801\uc73c\ub85c \uc804\uccb4\ud68c\uc758\ub97c \ud1b5\uacfc\ud588\ub2e4. \uad6d\ud68c \ubcf8\ud68c\uc758 \uc758\uacb0\ub9cc \ub0a8\uaca8\ub193\uc740 \uc0c1\ud669.<\/p>\n

\uae40\uc885\uc11d \uc758\uc6d0(\uad6d\ud68c \uc815\ubb34\uc704\uc6d0\ud68c \uac04\uc0ac)\uc740 23\uc77c \uc624\ud6c4 2\uc2dc \ub300\ud55c\uc0c1\uacf5\ud68c\uc758\uc18c\uc5d0\uc11c \uc5f4\ub9b0 ‘P2P\uae08\uc735 \ubc95\uc81c\ud654\uc5d0 \ub300\ud55c \uad6d\ud68c \uc815\ucc45 \ud1a0\ub860\ud68c’\uc5d0\uc11c “P2P\uae08\uc735\ubc95\uc740 \uc0b0\uc5c5 \ubcf8\uc9c8\uc5d0 \ub9de\ub294 \uc0c8 \ubc95\ub960\uc774 \ub9cc\ub4e4\uc5b4\uc84c\ub2e4\ub294 \uc810\uc5d0\uc11c \uadf8 \uc758\ubbf8\uac00 \ud06c\ub2e4. P2P\uae08\uc735 \uad00\ub828 \uc81c\uc815\ubc95\uc744 \ub9cc\ub4e4\uc5b4 \uc81c\ub3c4\ud654 \ud55c \uc0ac\ub840\ub294 \uc138\uacc4\uc801\uc73c\ub85c \uc720\ub840\uac00 \uc5c6\ub294 \uc77c\uc774\ub2e4. \uae08\uc735\uc120\uc9c4\uad6d\uc778 \ubbf8\uad6d\uc774\ub098 \uc601\uad6d, \uc77c\ubcf8\uc5d0\uc11c\ub3c4 \uae30\uc874\ubc95\uc744 \uac1c\uc815\ud574 \uc774 \uc0b0\uc5c5\uc744 \uaddc\uc81c\ud558\uace0\uc788\ub294 \ub9cc\ud07c, \ud55c\uad6d\uc758 P2P\uae08\uc735\ubc95\uc774 \uc0b0\uc5c5\uc721\uc131\uacfc \uc18c\ube44\uc790 \ubcf4\ud638\uc758 \uade0\ud615\uc744 \ub9de\ucd98 \ud540\ud14c\ud06c \uc81c\ub3c4\ud654\uc758 \ubaa8\ubc94\uc801\uc778 \uc0ac\ub840\ub85c \uc138\uacc4\uc5d0 \uc54c\ub824\uc9c0\uae38 \uae30\ub300\ud55c\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ub610 \uc720\ub3d9\uc218 \uc758\uc6d0(\uc815\ubb34\uc704\uc6d0\ud68c \uac04\uc0ac)\uc740 “\ud574\ub2f9 \uc81c\uc815\ubc95\uc774 \ubcf8\ud68c\uc758\ub97c \ud1b5\uacfc\ud558\uac8c \ub418\uba74 \ub300\ucd9c\uc5c5\uccb4\uc758 \uc790\uae30\uc790\ubcf8 \uc694\uac74\uc744 5\uc5b5\uc6d0 \uc774\uc0c1\uc73c\ub85c \uaddc\uc815\ud558\uace0, \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc815\ud558\ub294 \uc790\uae30\uc790\ubcf8\uc744 \uac16\ucd94\ub3c4\ub85d \ud558\ub294 \ub4f1\uc758 \ud22c\uc790\uc790 \ubcf4\ud638\uc7a5\uce58\uac00 \ub9c8\ub828\ub41c\ub2e4. \ub354\ubd88\uc5b4 \uae08\uc735 \ud68c\uc0ac\uac00 P2P\uae08\uc735\uc5d0 \ub300\uccb4 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uba85\ud655\ud788 \uaddc\uc815\ud574, \uadf8\uac04 \ud22c\uc790\ub97c \uac80\ud1a0\ud574 \uc628 \uc5ec\ub7ec \uae08\uc735\ud68c\uc0ac\uc758 \ud22c\uc790\uac00 \ubcf8\uaca9\ud654\ub420 \uac83 \uc73c\ub85c \uae30\ub300\ud55c\ub2e4”\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ubbfc\ubcd1\ub450 \uc758\uc6d0(\uc815\ubb34\uc704\uc6d0\ud68c \uc704\uc6d0\uc7a5)\uc740 “\uc0ac\uc5c5\uc744 \ud574\uc57c\ud558\ub294 \uae30\uc5c5\uc778\ub4e4\uc774 \uad6d\ud68c\ub97c \uc790\uc8fc \uc624\uac8c \ud55c \uac83\uc5d0 \ubbf8\uc548\ud568\uc744 \ub290\ub080\ub2e4. \uadf8\ub4e4\uc758 \uac04\uc808\ud568\uc774 \uc81c\uc815\ubc95\uc744 \ub9cc\ub4dc\ub294\ub370 \ubc14\ud0d5\uc774 \ub418\uc5c8\ub2e4”\ub77c\uba70, “P2P \uae08\uc735\ubc95\uc774 \uc544\uc9c1 \uad6d\ud68c \ubc95\uc0ac\uc704\uc5d0 \uacc4\ub958 \uc911\uc774\ub2e4. \ubc95\uc0ac\uc704\ub97c \ud1b5\uacfc\ud55c \ud6c4 \uad6d\ud68c \ubcf8\ud68c\uc758\uc5d0\uc11c \uc758\uacb0\ub418\uc5b4\uc57c \ubc95\uc774 \uc2e4\uc9c8\uc801 \ud6a8\ub825\uc744 \ubc1c\ud718\ud560 \uc218 \uc788\ub2e4. P2P\uae08\uc735 \ub17c\uc758\uc758 \ud544\uc694\uc131\uc5d0 \uc5ec\ub2f9\u00b7\uc57c\ub2f9\uc774 \uac19\uc740 \uc778\uc2dd\uc744 \uacf5\uc720\ud558\uace0 \uc788\uace0, \ud568\uaed8 \ub178\ub825 \uc911\uc774\ub2e4. \uc774\ubc88 \ubc95\uc81c\ud654\ub97c \ud1b5\ud574 \uc138\uacc4\uc801\uc778 \uc720\ub2c8\ucf58 \uae30\uc5c5\uc774 \ud55c\uad6d\uc5d0\uc11c \ub9ce\uc774 \ub098\uc624\uae38 \uae30\ub300\ud55c\ub2e4.”\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\uc740\uc131\uc218 \uae08\uc735\uc704\uc6d0\uc7a5\uc740 “P2P\uae08\uc735\uc774 \uc591\uc801 \uc131\uc7a5\uc744 \ub118\uc5b4 \uae08\uc735\uc744 \uc8fc\ub3c4\ud558\ub294 \uc0b0\uc5c5\uc774 \ub418\ub824\uba74 \uc2e0\ub8b0\uac00 \uc911\uc694\ud558\ub2e4. \uc5c5\uacc4 \uc790\uccb4\uc801\uc778 \ub178\ub825\ub3c4 \ud544\uc694\ud558\uc9c0\ub9cc \uad6d\ud68c\uc758 \ubc95\uc9d1\ud589\ub3c4 \uc911\uc694\ud558\ub2e4. \uc815\ubd80\uc5d0\uc11c\ub3c4 \uad6d\ud68c\uc640 \uc5c5\uacc4\uc758 \ubc14\ub78c\uc744 \ubb34\uac81\uac8c \ubc1b\uc544\ub4e4\uc774\uace0 \uc774\ub97c \uc2dc\ud589\ud558\ub824 \ud55c\ub2e4”\uace0 \ub9d0\ud588\ub2e4. \ub610\ud55c \uc740 \uc704\uc6d0\uc7a5\uc740 “P2P \uae08\uc735\uae30\uc5c5 \uc18c\ud30c\uc774\ub294 \uae30\uc5c5\uac00\uce58 44\uc870\uc6d0\uc758 \uc720\ub2c8\ucf58\uae30\uc5c5\uc774\ub2e4. \uad6d\ub0b4 P2P\uc5c5\uccb4\uc5d0\uc11c\ub3c4 \uadf8\ub7f0 \uae30\uc5c5\uc774 \ub4f1\uc7a5\ud558\uae38 \uae30\ub300\ud55c\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\"\"<\/p>\n

(\uc67c\ucabd\ubd80\ud130) \ubbfc\ubcd1\ub450 \uc758\uc6d0,\u00a0\uae40\uc885\uc11d \uc758\uc6d0,\u00a0\uc720\ub3d9\uc218 \uc758\uc6d0, \uc740\uc131\uc218 \uae08\uc735\uc704\uc6d0\uc7a5\u00a0\u24d2\ud50c\ub798\ud140<\/span><\/p>\n<\/div>\n

\uc774\ud558 ‘P2P\uae08\uc735 \ubc95\uc81c\ud654\uc5d0 \ub300\ud55c \uad6d\ud68c \uc815\ucc45 \ud1a0\ub860\ud68c’\uc5d0\uc11c \uae40\uc131\uc900 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uae08\uc735\ud611\uc758\ud68c \uc6b4\uc601\uc704\uc6d0\uc7a5(\ub80c\ub527 \ub300\ud45c)\uc744 \ube44\ub86f\ud55c \ubc1c\uc81c\uc790, \ud1a0\ub860\uc790 \ubc1c\uc5b8 \uc815\ub9ac<\/p>\n

\"\"<\/p>\n

\uad6c\uc790\ud604 \ud55c\uad6d\uac1c\ubc1c\uc5f0\uad6c\uc6d0(KDI) \uc9c0\uc2dd\uacbd\uc81c\uc5f0\uad6c\ubd80 \uc5f0\uad6c\uc704\uc6d0\u00a0\u24d2\ud50c\ub798\ud140<\/span><\/p>\n<\/div>\n

\uad6c\uc790\ud604 \uc5f0\uad6c\uc704\uc6d0\uc740 \u2018P2P\uae08\uc735 \ubc95\uc81c\ud654\uac00 \uc0b0\uc5c5\uc5d0 \ubbf8\uce60 \uc601\ud5a5\uacfc \ud5a5\ud6c4 \uc0b0\uc5c5 \uc721\uc131 \ubc29\ud5a5\uc131’ \uc774\ub77c\ub294 \uc8fc\uc81c\uc758 \ubc1c\ud45c\uc5d0\uc11c \u201cP2P\uae08\uc735\uc774 \uae08\uc735\uc0b0\uc5c5\uc758 \ud55c \ucd95\uc73c\ub85c \uc790\ub9ac\ud55c \ubbf8\uad6d\uc758 \uacbd\uc6b0 \uc740\ud589\uacfc \ud30c\ud2b8\ub108\uc2ed \uccb4\uacb0\uc744 \ud1b5\ud574 \uc704\ud5d8 \uac10\ub0b4 \ud22c\uc790\uc790\ub4e4\uc758 \ubd84\ud3ec \ud655\ub300\ub85c \ub2e4\uc591\ud55c \ub300\ucd9c \uc218\uc694\uc5d0 \ubd80\uc751\ud558\uace0 \uc788\ub2e4.\u201d\uba70, \u201cP2P\uae08\uc735 \ubc95\uc81c\ud654\ub97c \ud1b5\ud574 \uae30\uc874 \uae08\uc735\uae30\uad00\uacfc \ud611\uc5c5\ud574 \uae08\uc735 \uc2dc\uc7a5\ub0b4 \ud30c\uc774\ub0b8\uc2a4 \uac2d\uc744 \ucd95\uc18c\ud558\uace0 \uc131\uc7a5 \ubaa8\uba58\ud140\uc744 \ub9cc\ub4e4\uac8c \ub420 \uac83”\uc774\ub77c\uace0 \uc804\ub9dd\ud588\ub2e4.<\/p>\n

\ub610\ud55c \ubbf8\uad6d, \uc601\uad6d \ub4f1 P2P\uae08\uc735\uc774 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud574 \uc628 \uad6d\uac00\uc758 \ubc95\uc81c\ub3c4\uc5d0 \ub300\ud55c \uc5f0\uad6c \uc0ac\ub840\ub97c \uc790\uc138\ud788 \uacf5\uac1c\ud588\ub2e4.<\/p>\n

\uad6c \uc704\uc6d0\uc758 \ubc1c\ud45c\uc5d0 \ub530\ub974\uba74, \ubbf8\uad6d\uc740 \uc5f0\ubc29\uc815\ubd80\uc640 \uc8fc\uc815\ubd80 \ud558\uc5d0 \ubcc4\ub3c4\uc758 \uaddc\uc81c\uac00 \uc874\uc7ac\ud558\uace0 \ub2e4\uc591\ud55c \uaddc\uc81c\uae30\uad00\uacfc \ubc95\ub960\uc5d0 \uc758\ud574 \uaddc\uc81c\ubc1b\uace0 \uc788\uc9c0\ub9cc, \uc0b0\uc5c5\uc744 \uad00\ub9dd\ud558\uba70 \ub2e4\uc591\ud55c \uc815\ucc45 \uc2e4\ud5d8\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc744 \uc721\uc131\ud558\uace0 \uc788\ub2e4.<\/p>\n

P2P\uae08\uc735\uc0b0\uc5c5\uc774 \ud0c4\uc0dd\ud55c \uad6d\uac00\uc778 \uc601\uad6d\uc758 \uacbd\uc6b0, \uae08\uc735\ub2f9\uad6d\uc774 \ud3ed\ub113\uc740 \uc7ac\ub7c9\uad8c\uc744 \uac16\uace0 \ucd08\uae30 \uc2dc\uc7a5\uc758 \uc131\uc7a5\uacfc \uc18c\ube44\uc790 \ubcf4\ud638 \uc815\ucc45\uc744 \uc870\ud654\ub86d\uac8c \ub9cc\ub4e4\uc5b4 \ub0c8\ub2e4. \ud611\ud68c\uc778 P2PFA(The Peer to Peer Finanance Association)\ub294 \uc5c5\ubb34\uc6d0\uce59(P2PFA Operating Principles)\uc744 \uc81c\uc815\ud574 \uba85\ud655\uc131 \ubc0f \ud22c\uba85\uc131, \ub9ac\uc2a4\ud06c\uad00\ub9ac, \uac70\ubc84\ub10c\uc2a4, \ub370\uc774\ud130 \uc81c\uacf5 \ub4f1\uc758 \uc758\ubb34\ub97c \ubd80\uacfc\ud558\uba70 \uc5c5\uacc4 \uc2a4\uc2a4\ub85c \uc790\uc728\uaddc\uc81c\ub97c \uac15\ud654\ud588\ub2e4.<\/p>\n

\uad6c \uc704\uc6d0\uc740\u00a0 \ucd5c\uc18c \uc790\ubcf8\uae08 5\ub9cc\ud30c\uc6b4\ub4dc\ub97c \uae30\uc900\uc73c\ub85c \ub300\ucd9c \uc794\uc561\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc790\ubcf8\uae08\ub3c4 \uc99d\uc561\ud558\ub294 \uc601\uad6d\uc758 \uc790\ubcf8\uae08 \uaddc\uc81c \uc815\ucc45\uc744 \uc18c\uac1c\ud558\uba70, \uad6d\ub0b4 \uc5ed\uc2dc \ucc38\uace0\ud560 \ub9cc\ud55c \uc81c\ub3c4\ub77c\uace0 \ubc29\ud5a5\uc131\uc744 \uc81c\uc2dc\ud588\ub2e4.<\/p>\n

\"\"<\/p>\n

\uae40\uc131\uc900 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uae08\uc735\ud611\uc758\ud68c \uc6b4\uc601\uc704\uc6d0\uc7a5(\ub80c\ub527 \ub300\ud45c)\u00a0\u24d2\ud50c\ub798\ud140<\/span><\/p>\n<\/div>\n

\uae40\uc131\uc900 \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uae08\uc735\ud611\uc758\ud68c \uc6b4\uc601\uc704\uc6d0\uc7a5(\ub80c\ub527 \ub300\ud45c)\ub294 \u2018P2P\uae08\uc735 \ubc95\uc81c\uc815\uc758 \uc758\uc758\uc640 \uc18c\ube44\uc790 \ubcf4\ud638 \ubc0f \uc0b0\uc5c5 \uc721\uc131 \ubc29\ud5a5\uc131\uc5d0 \ub300\ud55c \uc5c5\uacc4\uc758 \uc81c\uc5b8\u2019\uc774\ub77c\ub294 \uc8fc\uc81c\uc758 \ubc1c\ud45c\ub97c \ud1b5\ud574 \u201c\uc774\ubc88 \ubc95\uc81c\uc815\uc73c\ub85c \uc704\ud5d8\uc790\uc0b0 \uc3e0\ub9bc\ud604\uc0c1\uc774 \uc0c1\ub2f9 \ubd80\ubd84 \ud574\uc18c\ub418\uc5b4 \uc790\uc0b0 \uac74\uc804\uc131\uc774 \uac1c\uc120\ub418\ub294 \uac83\uc740 \ubb3c\ub860, \uae08\uc9c0\uaddc\uc815\uacfc \uac10\ub3c5 \ubc0f \ucc98\ubc8c \uadfc\uac70\uac00 \uba85\ud655\ud574\uc838 \uc18c\ube44\uc790 \ubcf4\ud638\uac00 \uac15\ud654\ub420 \uac83”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n

\ud2b9\ud788 \ubc95\uc548 35\uc870\uc5d0 \uba85\uc2dc\ub41c \uae08\uc735\uae30\uad00\uc758 \uc5f0\uacc4\ud22c\uc790\uc5d0 \uad00\ud55c \ud2b9\ub840\uc758 \uc911\uc694\uc131\uc744 \uac15\uc870\ud588\ub2e4. \uc804\ubb38\uc131\uc744 \uac00\uc9c4 \uae08\uc735\uae30\uad00\uc774 \ud22c\uc790\uc5d0 \ucc38\uc5ec\ud558\uac8c \ub428\uc73c\ub85c\uc368, P2P\ud68c\uc0ac\uc5d0 \uae08\uc735\ud68c\uc0ac\uc5d0 \uc900\ud558\ub294 \ub9ac\uc2a4\ud06c \uac80\uc99d\uacfc \ub0b4\ubd80 \ud1b5\uc81c\ub97c \uc694\uad6c\ud558\uac8c \ub420 \uac83\uc774\ub77c\ub294 \uac83. \uc774\ub294 \uace7 \ud568\uaed8 \ud22c\uc790\ud558\ub294 \uac1c\uc778 \ud22c\uc790\uc790\uc5d0 \ub300\ud55c \uac04\uc811 \ubcf4\ud638 \ud6a8\uacfc\ub85c \uc774\uc5b4\uc9c0\uac8c \ub420 \uac83\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n

\ud22c\uc790\uc790\ub97c \uadfc\ubcf8\uc801\uc73c\ub85c \ubcf4\ud638\ud558\uae30 \uc704\ud55c \ub300\ucd9c \uc790\uc0b0 \uac74\uc804\uc131 \uaddc\uc81c\uac00 \uc5b4\ub290 \uc815\ub3c4 \ud544\uc694\ud558\ub2e4\ub294 \uc758\uacac\ub3c4 \uc81c\uc2dc\ud588\ub2e4. \ud0c0\uae08\uc735\uad8c\uc758 \uc704\ud5d8\uc790\uc0b0 \ub300\ucd9c \uaddc\uc81c\ub85c \uc778\ud574 P2P\uae08\uc735\uc73c\ub85c \uc3e0\ub9ac\ub294 \ud48d\uc120\ud6a8\uacfc\uac00 \uc6b0\ub824\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc801\uc815 \uc218\uc900\uc758 \uc790\uc0b0\uac74\uc804\uc131 \uaddc\uc81c\ub294 \ud544\uc694\ud558\ub2e4\ub294 \uac83\uc774\ub2e4. \ub610\ud55c, \u2018\uc628\ub77c\uc778\ud22c\uc790\uc5f0\uacc4\uae08\uc735\uc5c5\ubc95’\uc5d0\uc11c \ub300\ud1b5\ub839\ub839\uc73c\ub85c \uc704\uc784\ud558\uace0 \uc788\ub294 \uc0c1\ud488\uad6c\uc870, \uc218\uc218\ub8cc \ub4f1 \uc5ec\ub7ec \uc0ac\ud56d\ub4e4\uc5d0 \ub300\ud574\uc11c\ub294 \uae30\ubcf8\uc801\uc73c\ub85c \ub124\uac70\ud2f0\ube0c \uaddc\uc81c\uac00 \ub3c4\uc785\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\ub2e4. \uc5f4\uac70\uc2dd \ud5c8\uc6a9 \ubc29\uc2dd\uc73c\ub85c\ub294 4\ucc28\uc0b0\uc5c5\ud601\uba85\uc758 \ub300\ud45c\uc801\uc778 \ud601\uc2e0 \ubaa8\ub378\uc778 P2P\uae08\uc735\uc758 \ub2e4\uc591\uc131\uc744 \uc628\uc804\ud788 \uc18c\ud654\ud558\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n

\uae40\ub300\ud45c\ub294 P2P\ub300\ucd9c\uc744 \uc911\uae08\ub9ac\uc815\ucc45\uc5d0 \uc801\uadf9 \ud65c\uc6a9\ud558\uace0 \uc788\ub294 \uc601\uad6d\uacfc \ubbf8\uad6d\uc758 \uc0ac\ub840\ub97c \ub4e4\uc5b4 \uc0b0\uc5c5 \uc721\uc131 \ubc29\uc548\uc744 \uc5b8\uae09\ud588\ub2e4.<\/p>\n

\uc601\uad6d\uae30\uc5c5\uc740\ud589(British Business Bank)\uc740 2013\ub144 \uc774\ud6c4 P2P\uae08\uc735\uae30\uc5c5 \ud380\ub529\uc368\ud074(Funding Circle)\uc774 \ucde8\uae09\ud558\ub294 \ub300\ucd9c\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \ud22c\uc790\ud574, \uc601\uad6d \uc18c\uc0c1\uacf5\uc778 \ub300\ucd9c\uc744 \ud65c\uc131\ud654 \uc2dc\ud0a4\uace0 \uc788\ub2e4. \ub610\ud55c \uc601\uad6d\uc740 2016\ub144 4\uc6d4, ISA \ud22c\uc790\ub97c \ud5c8\uc6a9\ud55c \ub4a4 \ud22c\uc790\uc218\uc775\uc5d0 \ub300\ud55c \uba74\uc138 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uace0 \uc788\ub2e4. ISA\ud3b8\uc785 \ud6c4 \uc601\uad6d\uc758 P2P\uae08\uc735\uc2dc\uc7a5 \uaddc\ubaa8\ub294 2016\ub144 1\ubd84\uae30 1\uc5b57\ucc9c\ub9cc \ud30c\uc6b4\ub4dc(\ud55c\ud654 \uc57d 2,516\uc5b5\uc6d0)\uc5d0\uc11c 2017\ub144 1\ubd84\uae30 2\uc5b56\ucc9c\ub9cc \ud30c\uc6b4\ub4dc(\ud55c\ud654 \uc57d 3,770\uc5b5\uc6d0)\ub85c 1\ub144 \ub9cc\uc5d0 \uc57d 50%\uc758 \uc131\uc7a5\uc138\ub97c \ubcf4\uc600\ub2e4.<\/p>\n

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\ud55c\ud3b8, \ud55c\uad6d\uc758 P2P\ubc95 \uc81c\uc815\uc740 \uc138\uacc4\uc801\uc73c\ub85c \uc720\ub840\uac00 \uc5c6\uc774 \ube60\ub978 \uc2dc\uac04 \uc548\uc5d0 \uc774\ub8e8\uc5b4\uc9c4 \uc2e0\ubc95 \uc81c\uc815 \uc0ac\ub840\ub2e4. \ubbf8\uad6d\uc774\ub098 \uc601\uad6d \ub4f1 \uae08\uc735 \uc120\uc9c4\uad6d\ub4e4 \ubaa8\ub450 \uae30\uc874\uc5d0 \uc874\uc7ac\ud558\ub294 \uae08\uc735\ubc95\uc744 \uac1c\uc815\ud574 P2P\uae08\uc735\uc744 \uc81c\ub3c4\ud654\ud588\ub2e4. \uad6d\ub0b4 \uae08\uc735\uc0b0\uc5c5 \uce21\uba74\uc5d0\uc11c\ub3c4 \uc758\ubbf8\uac00 \ud06c\ub2e4. 2002\ub144 \ub300\ubd80\uc5c5\ubc95 \uc81c\uc815 \uc774\ud6c4 \uc0c8\ub85c\uc6b4 \uae08\uc735\uc0b0\uc5c5\uc5d0 \ub300\ud574 \ubc95\uc801 \uc9c0\uc704\ub97c \ubd80\uc5ec\ud558\uace0, \uc0b0\uc5c5\uc744 \uc815\uc758\ud55c \uc2e0\ubc95\uc774 \uc81c\uc815\ub418\ub294 \uac83\uc740 \uc57d 17\ub144 \ub9cc\uc758 \uc77c\uc774\ub2e4. \ub610\ud55c \ud601\uc2e0 \uc0b0\uc5c5 \uce21\uba74\uc5d0\uc11c\ub3c4 \uac8c\uc784, \ub370\uc774\ud130\ubca0\uc774\uc2a4, \ucf58\ud150\uce20 \uc0b0\uc5c5 \ub4f1 \ud3ec\uad04\uc801\uc778 \uc0b0\uc5c5 \ubd84\uc57c\uac00 \uc544\ub2cc \uba85\ud655\ud55c \ud558\ub098\uc758 \ud601\uc2e0 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \ubc95 \uc81c\uc815\uc774 \uc774\ub8e8\uc5b4\uc9c4 \uac83\uc740 P2P\uae08\uc735\uc0b0\uc5c5\uc774 \ucd5c\ucd08\uc758 \uc0ac\ub840\ub2e4.<\/p>\n

\"\"<\/p>\n

P2P\uae08\uc735 \ubc95\uc81c\ud654\uc5d0 \ub300\ud55c \uad6d\ud68c \uc815\ucc45 \ud1a0\ub860\ud68c \ud604\uc7a5 \u24d2\ud50c\ub798\ud140<\/span><\/p>\n<\/div>\n

\"\"<\/p>\n

P2P\uae08\uc735 \ubc95\uc81c\ud654\uc5d0 \ub300\ud55c \uad6d\ud68c \uc815\ucc45 \ud1a0\ub860\ud68c \ud604\uc7a5 \u24d2\ud50c\ub798\ud140<\/span><\/p>\n<\/div>\n

\"\"<\/p>\n

\uad6d\uac00\ubcc4 P2P \uae08\uc735 \ubc95 \uc81c\ub3c4\ud654 \ube44\uad50<\/span><\/p>\n<\/div>\n

https:\/\/ift.tt\/30nx8sE<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

‘Startup’s Story Platform\u2019 P2P\uae08\uc735 \uc2dc\uc7a5\uc758 \uaddc\ubaa8\ub294 \ud655\ub300\uc77c\ub85c\ub2e4. \uc804\uc138\uacc4 P2P \ub300\ucd9c \uc2dc\uc7a5\uc740 \ucd5c\uadfc 3\ub144\uc0c8 24\ubc30 \uc131\uc7a5\ud588\uace0, \ub300\ud55c\ubbfc\uad6d\uc740 2016\ub144 \ub9d0 \ucd1d \ub300\ucd9c\uc561…<\/p>\n","protected":false},"author":1,"featured_media":5685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[138],"tags":[139,140],"class_list":["post-5684","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-it","tag-it","tag-140"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/nori.company\/wp\/wp-content\/uploads\/2019\/09\/DSC_2808.jpg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pa3PO4-1tG","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/posts\/5684","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nori.company\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5684"}],"version-history":[{"count":1,"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/posts\/5684\/revisions"}],"predecessor-version":[{"id":5686,"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/posts\/5684\/revisions\/5686"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nori.company\/index.php?rest_route=\/wp\/v2\/media\/5685"}],"wp:attachment":[{"href":"https:\/\/nori.company\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nori.company\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nori.company\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}